Can I Recover Compensation from Uninsured and Underinsured Motorists after an Accident?

Can I Recover Compensation from Uninsured and Underinsured Motorists after an Accident?

Attorneys help you understand how insurance affects your personal injury case. After an auto accident, you may be relieved to know you have insurance to cover your losses. However will an insurance company protect you? Unfortunately, insurance companies are paying out less and less, while all other expenses increase. At our Law Office, our attorneys have fought insurance companies on behalf of our clients for decades. When your own insurance company or the other driver’s is refusing to pay or offering to settle for too little, we provide strong support. Our forceful negotiation is backed by our willingness to go to court when it is in your best interests. With more than $100 million in settlements earned for our clients over the years, our results speak for themselves.

Is insurance required?

Mosat states have a law requires that all drivers carry auto insurance and ensures that a basic policy is available for everyone. Typical minimums are set for a basic policy:
$5,000 per accident for property damage
$15,000 in personal injury protection per person per accident and up to $250,000 for certain injuries
In addition, you may add bodily injury liability, collision coverage and comprehensive coverage. A standard auto insurance policy has higher minimums and always includes bodily injury, personal injury and property damage protections. More information here @ https://www.carabinshaw.com/el-paso-auto-accidents.html

What is uninsured motorist coverage?

Uninsured-underinsured motorist (UM-UIM) coverage is available as part of standard insurance policies. You can have UM-UIM coverage up to your liability coverage limits. Uninsured motorist coverage covers your damages up to your limits when the other driver is not insured. Underinsured motorist coverage applies when the other driver has a policy limit less than all your damage and your coverage would give you greater compensation. Because some states follows a system of comparative negligence, your insurance company may reduce your payment by the percentage it decides you are at fault.

How do insurance laws affect my auto accident claim?

In any situation, the more coverage you have, the more likely your policy will cover most of your medical bills, lost wages, vehicle damage and other losses caused by an accident. Because the minimum required coverage — even in a standard policy — is so low, in many cases the payments will not cover the full extent of the medical bills for auto accident victims. In addition, despite severe penalties, many drivers still fail to carry any insurance at all. A standard policy with UM-UIM coverage can protect you in these situations.

When you have a standard policy, you must choose whether you want a limited or unlimited right to sue for personal injury after an accident:
Unlimited right to sue — You may start a lawsuit against the person who caused the car accident to recover for the pain and suffering caused by your injuries.
Limited right to sue — You choose not to sue anyone who causes an accident unless you sustain injuries that include the loss of a body part, significant disfigurement or scarring, a displaced fracture, permanent injuries, loss of a fetus or death. These options only affect your right to sue for pain and suffering and other losses not financial. Medical expenses and other economic damages are covered by your personal injury protection insurance. Click on this link @ https://truckaccidentattorneysa.com/laredo-truck-accident-lawyers/
Seek immediate assistance from experience accident lawyers. When you or a loved one is injured in a car crash, contact an experienced attorney immediately to help you with your claim before speaking to insurance companies that may use your words against you. You can speak with an attorney at our Law Office 24/7. Consultations are free, and our firm charges no legal fees until we recover for you.
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Personal Injury Attorneys

Legal Representation After an Accident

Have you been injured? Was the injury caused by another person’s negligence or wrongdoing? After an injury-causing accident, it is important that you work with an attorney who is not afraid to aggressively fight to defend your rights. Our legal team has years of experience handling personal injury cases, and we have been able to obtain favorable settlements and outcomes for our clients. If you have been injured, then you need to retain the legal counsel of a trusted personal injury attorney as soon as possible.

After an accident, many people face serious injuries and long-term recoveries. If the injuries are bad enough, individuals may be out of work for an extended period of time and face high medical bills and recovery costs. It is often not only the victims who suffer but their families as well, which is why it is so imperative to retain the compensation that you deserve after an injury. With the extensive knowledge of personal injury attorneys from our firm, we can assist you in obtaining the maximum amount of compensation available for your injuries.

Experienced Personal Injury Lawyers

We understand that this time in your life can be stressful, and you may be filled with anxiety and fear. Many people do not know where to turn or who to trust in the aftermath of a devastating accident. We have been able to handle hundreds of claims and provided outstanding legal representation to our clients in their times of need. No case is too big or too small for our team to handle. Whether you are facing a catastrophic injury, such as a head injury or spinal injury, we can help fight for you to obtain the compensation that you deserve. If you were injured in a slip and fall accident or a construction site accident, our team may be able to assist you as well.

Auto Accident Attorney

You may be contacted directly by an insurance company regarding your claim in hopes of a quick settlement. So why hire an attorney? The fact of the matter is, the insurance company has their interests in mind when settling with you and their main focus is to keep their costs as low as possible. Many injuries don’t fully manifest themselves for days after an accident, such as soft tissue injuries or even brain injuries. Settling without the benefits of a knowledgeable legal advocate to review your case could leave you with unpaid medical bills and ill health due to financial concerns over treatment costs. Don’t let this happen to you. Our firm stands ready to aggressively pursue your rights through vigorous settlement negotiations or even at trial if necessary.

Work With Our Law Firm

Are you ready to move forward with your case? Do not hesitate to contact us right away. Not only do we provide quality legal representation for our clients, but we also provide free case evaluations and work on a contingency fee basis. The contingency fee agreement allows our clients the opportunity to retain the legal counsel they need without worrying about the underlying costs. In fact, if we are unable to offer you a settlement or favorable verdict, you do not owe us a dime. Contact us today to schedule your free case evaluation and to get started working toward healing and recovery from your accident.

 

Car Accident Attorney

Car & Auto Accident Statistics

6 million auto accidents take place in the United States every year, involving cars, trucks, motorcycles, and other types of motor vehicles. According to the National Highway Traffic Safety Administration, these accidents are responsible for 250,000 injuries on an annual basis, and an additional 40,000 fatalities. While some of these accidents occur due to chance, or random unfortunate circumstance, the majority are brought about due to driver negligence. This negligence can be manifested in many ways, from distracted driving, to driving under the influence, to reckless or dangerous driving. However this negligence is displayed, it is often the responsibility of the negligent party to cover injury costs and other damages in the event that their negligence results in an accident.

If you have been injured in a car or auto accident, you may be entitled to considerable financial compensation, and you should contact a car accident attorney right away. With an attorney’s help, you can increase your chances of obtaining the restitution you need to recover to the fullest possible extent.

After an Accident

The steps you take after an accident can be very critical to the outcome of your case. For example, even if you weren’t seriously hurt, it’s a wise idea to get checked out by a licensed physician. What’s more, by enlisting the services of an attorney, there is a strong chance that your financial recovery can be far greater than if you chose to represent yourself in your personal injury claim.

Airplane & Aviation Accidents

Despite the fact that flying is far safer than driving, there are still a percentage of aviation accidents that injure or otherwise claim the lives of passengers, especially when it comes to smaller passenger planes and helicopters.

Back & Neck Injuries

Car accidents continue to be one of the leading causes of death in the United States, especially among children, teens and young adults. People frequently sustain neck and back injuries after being involved in an auto accident, and these include whiplash injuries and spinal cord injuries which lead to temporary or permanent paralysis.

Bicycle v. Car Accidents

Every year thousands of bicyclists are stuck by motor vehicles that share the same public roads. When the negligent driver of a motor vehicle strikes and injures a bicyclist, the driver’s auto insurance policy is responsible for covering the victim’s economic and non-economic damages incurred from the accident.

Brain & Spinal Cord Injuries

In motor vehicle accidents, it’s not uncommon for the accident victims to sustain traumatic brain injuries or spinal cord injuries, or both. This is especially the case in more serious auto accidents. Spinal cord injuries can lead to paralysis below the injury site, whereas TBIs can lead to coma, memory loss, and in worse cases death.

Car Accidents

According to the National Highway Traffic Safety Association, car accidents were responsible for 32,367 deaths in one year; they are among the top ten leading causes of death for people of all ages in the U.S. and they are the leading cause of death in children, teens, and young adults.

Catastrophic Injuries

Catastrophic injuries are injuries that are serious and life-threatening. Such injuries include traumatic brain injuries, spinal cord injuries, injuries to internal organs, and amputation injuries, all of which can be sustained in a serious auto collision.

Drunk Driving Accidents

The National Highway Traffic Safety Association (NHTSA) reports that in one year, one-third of traffic-related fatalities involved an alcohol-impaired driver representing 10,228 deaths. In that same year, over 1.4 million drivers were arrested for driving under the influence, which accounts for only one percent of the number of self-reported drunk driving incidents.

Hit & Run Injuries

In  and all across the United States, it is against the law for someone to be involved in an accident and flee the scene. If you were injured in a hit and run accident, you may be able to recover compensation from your own auto insurance carrier to cover your damages such as medical bills, property damage and lost income.

Lost Wages

When people are injured in an accident, they often times are physically incapable of returning to work for a period of several weeks or even the better part of the year as they nurse their injuries and recover. When you file a personal injury claim against the negligent party, you can seek full compensation for any wages that you have lost or anticipate loosing while you turn your focus on recovering from the accident.

Motorcycle Accidents

Motorcycles are cheap on gas, they are affordable and they get you from point A to point B quickly. Unfortunately, all too often the drivers of cars and trucks fail to yield the right of way to the motorcyclists, or they simply don’t see them until it’s too late. Due to the lack of protection, motorcyclists are prone to sustain broken bones, traumatic brain injuries, and spinal cord injuries in the event of a motorcycle accident.

Pedestrian v. Car Accidents

With the growing number of automobiles on the roads, pedestrians are frequently forced to walk near motor vehicles. Some of the most dangerous locations for pedestrians include crosswalks, parking lots, and driveways, all of which pose a significant risk when the driver isn’t paying attention to their surroundings.

Personal Injuries & Accidents

Personal injury law covers a broad range of accidental injuries which are directly caused by negligent behavior. Our firm handles a variety of personal injury claims including aviation accidents, pedestrian accidents, bicycle accidents, car accidents and motorcycle accidents.

Truck Accidents

While truck accidents are less common than car accidents, big rig or semi truck accidents can cause a significant amount of property damage, not to mention serious injuries due to the size and weight of the eighteen-wheeler. Truck driver negligence may involve violating the hours of service laws, drunk driving, reckless driving, texting while driving, or driving with an overloaded truck.

Types of Car Accidents

Car accidents vary widely, they can involve a head-on collision, a rear-end collision, or t-boning. The victims can involve another driver, a motorcyclist, a bicyclist, or even a pedestrian who was at the wrong place at the wrong time. However, virtually all car accidents include the element of negligence.

Unpaid Medical Bills

When you are involved in any type of auto accident, your ambulance and medical bills can run into the tens of thousands in the blink of an eye. Fortunately, filing a personal injury claim against the negligent party’s insurance carrier can usually compensate you for those medical bills, that way you don’t have to worry about footing the bill on your own.

Wrongful Death

When someone dies in an auto accident, certain individuals such as their spouse or dependents have the right to file a wrongful death claim against the person responsible for the death. A wrongful death settlement can provide compensation for medical bills, funeral costs, and loss of income and support the person would have provided if they were still alive.

Why Hire an Attorney?

While you can represent yourself in a personal injury claim, the last thing you want to worry about is haggling with low-ball insurance adjusters when you’re vulnerable and in the hospital recovering or at home recovering from your injuries. By hiring a seasoned personal injury attorney, your chances of receiving maximum compensation are far greater than if you opted to handle it alone.

Auto Accident Lawyer

Our firm assists individuals in all manners of car and auto accident cases, including those involving motorcycle accidents and truck accidents. We provide a high level of service that is designed to give each client the best chance of success in their case, including a thorough investigation of their accident and diligent legal representation in court. Contact us today if you have been injured in a car or auto accident, and we will fight on your behalf with the goal of seeing you fully compensated for your injuries.

 

 

Aviation Accident Attorney

Airplane and Aviation Accidents

The FAA expects air travel to double in the next 20 years. With so many more people taking to the skies, and more planes in the air, it is likely that there will be more accidents. For the most part, flying is a safe means of transportation, but, understandably, when accidents happen the result is often catastrophic with fatalities occurring. Additionally, we do not always hear about less serious accidents in smaller, private aircraft because many of these events are unreported.

Whether you are flying in a commercial jet, a small private plane or on a helicopter, you are putting your trust in the airline, pilots, flight crew, mechanics and air traffic controllers to keep you safe until you land at your destination. If you or someone you love has been harmed or suffered a wrongful death in an aviation accident, you may be entitled to compensation for your injuries or loss. A skilled aviation accident attorney from our firm will fight to recover the full damages that your case merits.

Common Causes of Aviation Accidents

The FAA (Federal Aviation Administration) and the NTSB (National Transportation Safety Board) are the organizations whose responsibility is to investigate aviation accidents and monitor air transportation. Some of the most common causes of aviation accidents are due to disregard for FAA and NTSB regulations and guidelines. Other causes include:

Faulty equipment

Mechanical failures

Pilot or flight crew mistakes

Hazardous material aboard the aircraft

Structural design defects

Improper fueling or maintenance

Negligence or mistakes by federal air traffic controllers

A thorough investigation of the circumstances of your accident is vital to obtaining the monies you are entitled to. We will obtain all relevant airplane manufacturer documents, airline records and FAA reports and use them to ascertain why the accident occurred. We have access to aviation experts who are knowledgeable about all aspects of aviation operations, maintenance and accidents. Our goal is to achieve justice for you, and for those loved ones that you have lost. Contact an aviation accident lawyer today for a free initial consultation.